Fix & Flip Loans

Get the financing you need for your fix & flip and fix & hold properties

Fix & Flip loans7 allow investors to acquire and/or renovate multiple properties up to an approved exposure limit (based on Individual & Business approval).

Grow your investor business with us

Individual and Business approval to fund multiple projects.

  • Interest on drawn balance option and 18-month loan term at no additional cost
  • NO prior experience required1
  • Optional NO Fee Alternative Valuation available for Standard Fix & Flip2
  • Property loan-level liquidity verification
  • Funding up to:
    100% rehab costs
    95% LTC max3
    75% ARV LTV
  • Optional interest reserves
  • Property loans from $50K to $3MM4
  • 12 or 18 month property loan terms
  • Minimum 620 FICO
  • Extensive rehab financing available
  • Soft costs included in financing
Fix & Flip Exposure Limit Loan
Loan Purpose
Rehab loan for non-owner occupied residential investment property
Interest Rate 1
As low as 6.75%, varies per individual property loan
Loan Amount
$50K - $3MM 12
12 months standard,
18 month option available (subject to loan level pricing adjustment)
Borrower Type
Individual or Entity
Minimum Experience
NO prior experience required 11
Maximum Loan-to-Value (LTV) 4
Standard Rehab up to 75% After Repair Value (ARV) LTV / Extensive Rehab up to 70% ARV LTV 8
Maximum Loan-to-Cost (LTC)
Cost is purchase price amount 5
Standard Rehab max 95% 16 / Extensive Rehab max 85% 8
When do we use LTV vs LTC?
Generally, we use the lesser of LTV or LTC calculation
Rehab/Construction Financing
Funding up to 100% rehab budget up to % Approved LTV of Total Costs
PROPERTY TYPES Non-Owner Occupied:
  • Attached or detached SFR
  • 2-4 unit properties
  • Multi-family 5-20 unit properties
  • Mixed-use
  • Condos

Contact Us!

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