Single Rental Loans

Purchase or refinance a single rental property with our Single Rental Loan

Our Single Rental Loan1 enables investors to purchase a new property to expand their rental portfolio. Investors use this loan to refinance a property for a better rate, or take cash out to access equity.

Grow your investor business with Bander Mortgage

No personal income verification or tax returns needed!

  • No W2s, paystubs, tax returns, etc.
  • Funding up to 80% LTV
  • UP to 75% Cash-Out1
  • Property loans from $75K to $2MM2
  • SFR, Condos, townhomes, PUD, 2-4 units eligible3
  • Foreign Nationals allowed (60% LTV max)
  • 6-month seasoning
  • 30-year property loan terms
  • Minimum 660 FICO
Single Rental Loan
Loan Purpose
Purchase, limited cash-out, or cash-out of a single rental property 3
Borrower Type
Entity (Single Purpose Entity) or Individual
Property or Unit Acquisition Minimum
1 property per loan
Interest Rate 1
Rates as low as 4%
30-year fixed
No first time homebuyers
Minimum FICO
Maximum Loan-to-Value (LTV)4
Up to 80% on purchase and rate & term. Up to 75% on cash-out3
Minimum Loan Amount
$75K - $2MM13
Vacancy Maximum
Any vacancy requires a max LTV of 60% on refinance
Seasoning Requirement (to Use Value vs. Cost Basis)
180 days
Rural Properties
Foreign Nationals
  • Not allowed from ineligible country list
  • LTV is limited to 70%
Property TypeNon-Owner Occupied:
  • Single Family Residences (SFR)
  • 2-4 unit properties
  • Condos
  • Townhomes

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